Trace Bank IFSC Code Details

www.bankifsccode.co.in offers complete branch details of all banks located in India. We also offer pincode wise search as well as bankwise search to get to the desired details with ease from a huge data. Here are some Terms & Meaning of New Age Banking in India With THE Reserve Bank of India (RBI) actively promoting the use of technology in the banking sector to achieve its goal of financial inclusion and bringing down transaction costs, India has seen a revolution in the way it Banks. Here are the few digital terms that are relevant today and for the future to come.

IFSC (Indian Financial System Code) is a 11 digit code provided by RBI(Reserve Bank of India) for identifying individual bank branch in India. This code is used by RTGS and NEFT. The code is of 11 characters. The first part is the first 4 alphabet characters representing the Bank. Next character is 0(zero), this is reserved for future use. The branch code is the last six characters What is a MICR Code?

MICR (Magnetic Ink Character Recognition) is a printing technology used to print alpha-numeric details. MICR Code is printed on cheques and they let cheque processing, easy. What is RTGS?

RTGS (Real Time Gross Settlement) is a fund transfer system used to transfer money from one bank to another. This gross basis transfer is a real time transfer system. Minimum amount can be transferred is Rs.2,00,000. Fees are applicable. What is NEFT?

NEFT (National Electronic Fund Transfer) is an online fund transfer system supported by RBI. NEFT is used for small and medium amount transfer between banks and accounts. No minimum amount limit for NEFT.

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